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> How to pick the right credit card to maximize your reward points and cashback
> Points and cashback are great
Really?
Or do they just increase use of credit cards, paid for by consumers?
Where does the cash we get back come from?
Higher prices for what we buy, so merchants can pay transaction fees? Higher interest for those who can't pay off their balance every month?
Or are the credit card companies taking a hit on their profits? 
www.thestar.comHow to pick the right credit card to maximize your reward points and cashbackSome 70 per cent of Canadians use credit cards to pay for essentials. The trick, say experts, is finding the right card that pinpoints your spending habits — and paying your balance off every month.